Free, independent financial counselling for debt, bills and hardship.
Anyone in Australia. Not a lender and nothing to buy.
1800 007 007Care Portal
When life needs more than an app can hold.
Find trusted human support when money pressure starts affecting your mental health, relationships, housing, gambling, safety or everyday life. Choose what help feels right. Reach out when you’re ready.
Private · Your choice · Trusted support · No judgment
If you are in immediate danger, call 000
Start wherever the pressure shows up.
Money, mind, gambling, relationships, housing - pick the door that fits and start there.
Financial support
Help with debt, bills, budgeting, hardship or decisions that feel difficult to manage alone.
See 2 servicesMental health
Talk with someone when money pressure affects your mood, sleep, anxiety or ability to cope.
See 2 servicesGambling support
Specialist help when gambling starts affecting money, relationships or everyday life.
See 1 serviceRelationships and family
Support when financial pressure creates conflict, stress or difficult conversations at home.
See 2 servicesHousing and crisis
Help when money problems put housing, food, safety or other essentials at risk.
See 1 serviceOther specialist support
Services for circumstances that need more specific help.
See 2 servicesFinancial support
Help with debt, bills, budgeting, hardship or decisions that feel difficult to manage alone.
Government guidance on budgeting, debt, insurance and financial decisions.
Anyone in Australia looking for impartial information.
Mental health
Talk with someone when money pressure affects your mood, sleep, anxiety or ability to cope.
Crisis support and suicide prevention, by phone, text or online chat.
Anyone in Australia going through a hard time.
13 11 14Counselling and information on anxiety, depression and low mood.
Anyone in Australia, including families and carers.
1300 22 4636Gambling support
Specialist help when gambling starts affecting money, relationships or everyday life.
Counselling and practical support for gambling harm.
People gambling, and the people around them.
1800 858 858Relationships and family
Support when financial pressure creates conflict, stress or difficult conversations at home.
Relationship and family counselling, including money conflict.
Individuals, couples and families.
1300 364 277Counselling for domestic, family and sexual violence, including financial abuse.
Anyone affected, and people supporting them.
1800 737 732Housing and crisis
Help when money problems put housing, food, safety or other essentials at risk.
Finds nearby housing, food, financial help and other essentials.
Anyone in Australia. Free and can be used anonymously.
Other specialist support
Services for circumstances that need more specific help.
Free confidential counselling for young people.
Anyone aged 5 to 25.
1800 55 1800Counselling for men on relationships, family and emotional wellbeing.
Men across Australia.
1300 78 99 78You decide if you want help. You choose who you contact.
You choose what happens next - at your own pace.